Markets reacted as the Israel-Iran war unfolds; energy prices spiked while travel stocks and regional assets took a hit.
Planner says volatility alone isn’t a reason to overhaul a portfolio; check whether allocations drifted from targets.
He rebalances when allocations drift materially, typically 5% or more, or when volatility changes the risk profile.
If energy rallies beyond its weight, trim to target and redeploy into underweight areas like broad equities or fixed income.
For pre-retirees, maintain 12–24 months cash buffer; use cash or bonds during market pullbacks.
Rebalancing Investments Amid Iran Conflict
