To ease the mortgage refinancing process, continue making regular payments and prepare your home for appraisal, as first impressions matter. Keep paystubs and bank statements handy, as underwriters may request them. Avoid applying for new credit or changing jobs during this time, as these can cause delays. Do not make undocumented deposits and keep them small. Delay significant home improvement projects that require permits. Always feel free to ask questions for guidance throughout the process.
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